Write about the following topic: In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages? Give reasons for your answer and includes relevant examples from your own knowledge or experience.

As it has been observed nowadays technology is everything there are many changes taking place in these few years. It has been observed, paying through the app is

of the major swaps in

era. In

essay, you will learn that making

through mobile apps, have more advantage than disadvantage.

On

hand, it has been said by

that making payments through apps is very risky as each and every

is been tracked. There are many

, who are worried about

as they find that

can hack their phone in future. For an instance, Maharashtra cybercrime has found that the crime rate has drastically increased in the past two to three years because of online

.

,

has taken place because humans who are not friendly with technology or who are not able to understand things for online transaction fraudsters target those

the most.

, coming to advantage part it has made most.

are happy making online payments because

does not have to carry cash, no fear of getting cash to be stolen and the most important part just scan the bar code and make the

without standing in any queue.

, in the Covid-19 , the situation there was a huge topic to exchange money from

hand to another hand as

were intimidated of doing

.

,

were accepting only digital payments.

to

, in many ,countries digital cash is distinguished in every shop most common apps which are used are

, Paypal, iPhone pay and Paytm.

In conclusion, there is a risk of making cybercash for those individuals who are not familiar enough with technology. But digital

is

of the easiest modes of

as

can do it from anywhere in the world.